Benefits

	Vision
	...save 10%* to 60% on Rx & most contact lenses* ....over 12,000* participating eye care professionals nationwide*

	Dental
	...save 15% to 50% on most dental procedures* ...71,000* participating dentists nationwide* Actual cost and savings vary by provider and geographical area. According to the Aetna Enterprise Provider Database as of November 1, 2006. Dental Benefit is not available to Vermont residents.*

	Prescription Drugs*
	...save 10%* to 60% on most medications* ...over 56,000* neighborhood pharmacies and a convenient mail-order service* *Pharmacy discounts are NOT insurance and are NOT intended as a substitute for insurance.

	Chiropractic*
	...free initial consultation ...save 50%* on any required diagnostic services* *Chiropractic Benefit is not available to Vermont residents.

	Travel Assist*
	...offers a worldwide network of medical personnel & emergency evacuation benefits ...includes family transportation, vehicle return & many more services *Travel Assist is not available to FL, OR, CT & WA residents.

	Cosmetic Surgery
	...save 20%* off on most elective procedures such as breast reduction/augmentation* ...many other procedures such as liposuction are also available

	Counseling
	...counseling provided by phone at no charge ...available 24 hours a day, 7 days a week

	Nurse Hotline
	...toll-free telephone access to registered nurses, 24 hours a day, 365 days a year ...Nurse Hotline participant satisfaction at 98.8%* last year*

	Physician Referral
	...members save an average of 10%* to 40% at participating physician offices*

	VIP Health & Wellness
	...substantial savings on vitamins & nutritional supplements ...convenient mail-order service

	Hearing Aids
	...save 40%* to 60% on over 80 brand name models* ...low member prices on factory-fresh batteries

	Medical Record Storage
	...access to vital health information 24 hours a day, 7 days a week ...gives members fast, secure telephone access to complete medical records whenever needed
	Lifestyle Programs...
	*Legal Services* *Financial Helpline* *Fitness Advantage*